Cheap dental insurance?

Okay here is the problem. My both parents actually get payed well (dad is a builder and mom is a nurse at hospital) but they can't afford me a dental insurance because it costs a lot and they have car house etc loans. But i have dental prob. My gum is swallowing. My grandmother is experienced dentist over 40+ years (now retired) and she told me that I have gum swallowing caused by wisdom teeth so I they either have to get pulled it our or fixed it. It's not hurting me but sometimes I can feel pressure under my wisdom teeth and it irritates me so bad. But because we live in so weird country where health insurance is so fu***ed up and there isn't free health insurance (what almost all other countries in world has, even CUBA etc, but because we like to fight with other countries and politicians doesn't care about other people health besides them self and even people who are 18 and under can't get free dental help) I/we can't afford dental help for me. I said its free for people who are 18 and under. I'm 18 still and when I lived in Northern Europe then I had free dental insurance. When I had dental problem, then I just went to the dentist and they fixed it.

Public Comments

1. call your local health dep. they will be able to hepl you better that anyone on line could. the number should be in the frount of the phone book undre government listings.
2. well, its too late to get insurance, u have to do that before u get the tooth problem. now u need to pay it out of pocket. what u can do is go to a cheap mexican dentist that has a cheap office in a cheap apartment complex. go ask around the latino community on the streets of the neighborhood.
3. I would encourage you to visit this website : http://healthsavings.ourperfectcard.com I signed up online over 3 years ago now for all my dental work and they have saved me thousands of dollars throughout the years. From Root canals, xrays, exams, cleanings...etc. All Services are included in this very affordable plan. Orthodontics and cosmetics surgery also. I do not have any limits or no deductibles. They even had my benefits active in 2 hours and able to use it the very same day. Good Luck and Hope this Helps.
4. Other countries do not have "free" dental care. "Many 'cannot get NHS dental care' Many NHS dental patients in England are being forced to pay for private care, go without treatment or even pull out their own teeth, a survey suggests. The survey of 5,200 patients for an NHS feedback body found 20% had refused treatment because of high cost and 6% had treated themselves at some point. Most of those going private said they could not get NHS treatment locally. The Health Committee, a group of MPs, has announced an inquiry into the new dental contract, introduced last year. Of 750 dentists polled, 84% said their new contract had failed to improve access to NHS services for patients. About a quarter of patients who took part in the survey by the Commission for Patient and Public Involvement in Health said they used a private dentist. The majority said they paid for dental care privately because their dentist had stopped treating NHS patients or they could not find an NHS dentist in their area. Some 15% had gone private because they thought they would receive better care than on the NHS. Half of patients, whether NHS or private, were confused about dental charges, with some saying they had taken out loans to cover the cost of treatment. And 6% said they had treated themselves because they were unable to get professional treatment. These included one patient from Lancashire who said they had removed 14 of their own teeth with pliers and others who said they had used glue to fix broken crowns. A new contract for dentists was introduced in April 2006 and was meant to tempt more dentists to work in the NHS by moving away from the "drill and fill" culture under which they had to maximise the number of procedures they carried out. Of the dentists questioned as part of the survey, almost half are not accepting any more NHS patients. And 58% believe quality of care has deteriorated since the introduction of the contract. Sharon Grant, chairwoman of the Commission for Patient and Public Involvement in Health, said many patients were being let down "very badly". "It appears many are being forced to go private because they don't want to lose their current trusted and respected dentist or because they just can't find a local NHS dentist," she said. "Where NHS dental services are available, people are happy with the quality of treatment provided but many find the NHS fee system confusing and expensive, with some patients taking out loans to pay for treatment or more worryingly taking matters into their own hands." Etc. at http://news.bbc.co.uk/1/hi/health/7041291.stm If you're really broke, hopefully THIS will help: "Health Centers provide health and dental care to people of all ages, whether or not they have health insurance or the money to pay for health care. Find the Health Center closest to you Hill-Burton Free & Reduced Cost Care at hospitals, nursing homes and other facilities are required to provide a specific amount of free or below cost health care to people unable to pay. Eligibility is based on the size of your family and your income. You apply for Hill-Burton care at the facility where you were or will be treated. More about Hill-Burton and find facilities in your State " http://www.hrsa.gov/help/default.htm I would avoid any credit arrangement outside of a payment plan with the dentist. Please read this to understand why: http://www.businessweek.com/magazine/content/07_49/b4061001.htm Good luck. Also consider looking for a dental school AND a community college where they have dental hygienist training. To train those students they work with REAL DENTISTS on REAL PATIENTS with REAL PROBLEMS and charge far less than the going rate. Also call around--I have a dentist who takes NO insurance. Because he doesn't waste time dancing to their tune, he charges $500 for a crown--that's the whole charge. My brother with dental insurance pays $500 or more co-pay and they plan is junk--about $2K a year. If you've got problems you shell out thousands out of pocket anyway.
5. Ameriplan usa is the #1 medical and dental benefits copany in the US with over 140 million customers!!!! If you or your parents can afford $19.95 a month, your covered!!! When you sign up for the dental plus program, you will recieve FREE chiropractic, vision and prescription coverage! It is 100 times better then dental insurance. -no application process -no limit to the amount you can use -use it today! when you get dental INSURANCE, You get great discounts off every dental and health service. If you contact me i'll find out the going prices in your area for pulling a tooth or fixing it and you can decide from there. Please visit my website www.mybenefitsplus.com/40575488 You can also call (414) 897-7471 CST from 8-8 Erika Beaumont Regional Health Benefits Specialist EBeaumont@ameriplan.net I'll make sure you get the best deal possible!